About Me
Certified Residential Mortgage Specialist
I have been in the Banking and Finance industry since 1985. I am 45 years old, married fourteen years, have an twelve year old son, and moved to the Tri-Cities area in 2004. In 1991 I began my career in Residential Mortgage Lending as a loan processor. I have held most every operational position; processor, underwriter, closer and post-closer. It was this training that provided the foundation and knowledge needed to begin my career as a loan originator.
In 1998 I was honored by the past president if the Illinois Association of Mortgage Brokers to receive a scholarship for the Certified Residential Mortgage Specialist "CRMS" designation. I accepted this honor and in September of 1999, completed all requirements and testing, and received the nationally recognized CRMS designation.
Since receiving my designation, I have continued my education to remain current with the changing Federal and State Lending regulations. As recent as June of 2006, I completed all requirements mandated by the State of Illinois and am registered with the state to originate mortgage loans.
When I am not originating mortgage loans or helping local real estate agents build their business, I can often be found attending my son's sporting practices/games/tournaments, golfing, vacationing with the family, or enjoying a backyard barbeque.
Putting Customers First
I pride myself on providing superior customer service and creating satisfied customers. I work hard to satisfy the mortgage needs and exceed the expectations of my customers.
Lower Mortgage Costs Through Cutting-edge Mortgage Origination Technology
My customers save money and close their loans quickly because I employ the most advanced mortgage technology available. In a rush? The Internet, advanced mortgage processing software, and automated mortgage underwriting systems are coordinated to speed the mortgage process and deliver the best rate and terms.
Highest Quality Mortgage Services
From mortgage processing and underwriting, to loan closing and funding, my expert mortgage staff will efficiently expedite your entire transaction. I'll keep you informed every step of the way. We're committed to building rewarding, long-term customer relationships. With that in mind, you'll receive the highest quality mortgage services.
Meeting Every Challenge
I rapidly respond to new opportunities made available in today's dynamic mortgage markets. As a result, the requirements of my mortgage customers are consistently met through mortgage underwriting flexibility and delivery of unique mortgage programs. I often identify niche mortgage programs that are essential to satisfying individual mortgage customer needs.


