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Mortgage lenders that quote you mortgage pricing without asking your situation and what you're hoping to accomplish are quoting you a price that might not be available to you; in fact, they might be quoting unavailable mortgage pricing just to get your business!

There are over 50 factors, when combined, determine the interest rate you'll receive. The following are just a few factors taken into account to determine your interest rate:

  • Loan Program Type (Fixed, Adjustable, Balloon etc.)
  • Credit Scores
  • Transaction Type (Purchase, Refinance, Equity Refinance, Debt Consolidation etc.)
  • Loan Amount
  • Purchase Price/Property Value
  • Loan-to-Value and Combined Loan-to-Value Ratios
  • Documentation Type (Full, Stated Income, No Income Verification, No Doc etc.)
  • Property Type
  • Impounds for Taxes and Insurance, or not.

Mortgage pricing changes on a daily basis; sometime 2-3 times daily! For the most complete and up-to-date mortgage pricing available, and to determine your qualifications, simply complete and submit the form below, and I will contact you personally with a customized quote.

First Name:: *
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Transaction Type: *
Occupancy Type: *
Property Type: *
Property Price/Value: *
Loan Amount: *
Loan Program: *
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I will be contacting you personally to discuss your customized quote.